Mortgage lending
Document fraud repeats the documents.
Income letters, bank statements and identity documents are expensive to fabricate well, so they get reused. The same file under a second applicant is visible the moment somebody is looking across applications.
Systems
What is usually already there
A loan origination system, a document repository, third-party verification, and a long file per application.
The platform reads what those systems post and nothing else. An entity is billed once it has actually been scored, and one nobody monitors is not.
The same document, twice
Hashes make reuse visible without the document ever leaving your repository.
Parties that keep appearing
A phone, an address or an account under two unrelated applications is a finding worth a person.
A record for the file
Every finding is a sentence with evidence and a timestamp, which is what a loan file has to be able to hold.
Underwriting is untouched
Nothing here reads credit, values a property, or has a view on whether a loan should be made.
Response
Where an alert goes
A case reaches underwriting or the fraud desk before funding, with the reasons attached.
The ladder is yours to configure. You decide whether an outside agency is reached, and a review nobody actions escalates on its own timer.
Lending and onboarding
The vertical this business runs on
Banks, credit unions, fintech lenders, and mortgage. Read the details
Other buildings
11 more, same product
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