Fintech lending
Speed is the product, and it is also the attack surface.
An origination flow measured in minutes cannot stop for a manual review of everybody. It can stop for the small number where the details have been somewhere else before.
Systems
What is usually already there
An API-first origination stack, a device and behavioural vendor already in place, and documents captured on a phone.
The platform reads what those systems post and nothing else. An entity is billed once it has actually been scored, and one nobody monitors is not.
It runs where your stack already runs
Events over an API key, in the flow you already have, without a console anybody has to watch.
Your device signal, cross-referenced
The identifier your stack computed, matched across applicants the way an address is.
A pause, not a decline
The strongest thing that happens automatically is your own system holding an application for a person.
Shadow first, always
Every rule runs in shadow and is counted before it can reach anybody.
Response
Where an alert goes
A case reaches the fraud queue, and a pause reaches your system if you armed one.
The ladder is yours to configure. You decide whether an outside agency is reached, and a review nobody actions escalates on its own timer.
Lending and onboarding
The vertical this business runs on
Banks, credit unions, fintech lenders, and mortgage. Read the details
Other buildings
11 more, same product
What changes between a plant, a platform, and a lobby. All industries